| LOAN ACCOUNTS |
Loan
Calculator |
| Loan Type |
APR |
|
| New Auto |
as low as 3.00% |
|
| Used Auto |
as low as 3.75% |
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| Personal Loans |
as low as 10.24% |
|
| Share Secured Loans |
as low as 3.00% |
|
| RV's |
as low as 6.25% |
|
| Home Equity Loan (fixed rate, closed end) |
as low as 4.99% |
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| SERVICE FEES |
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| ATM Charges |
|
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| |
Description |
|
Fee |
|
| |
All Point-of-Sale transactions |
|
FREE |
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ATM Withdrawals: from WSCFCU ATM or any ESL ATM |
|
FREE |
|
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Insufficient Funds |
|
$25.00 |
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| |
Insufficient Funds Transfer from Share Account |
|
$1.00 |
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| |
Replace ATM/Debit Card |
|
$5.00 |
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Replace ATM/Debit Card: Rush Order |
|
$15.00 |
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| Share Draft Accounts (Checking) |
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Description |
|
Fee |
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Copy of Check |
|
$2.00 |
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Copy of Statement |
|
$2.00 |
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First Box of Checks (150) *price subject to change |
|
$13.32 |
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Insufficient Funds |
|
$25.00 |
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| |
Insufficient Funds Transfer from Share Account |
|
$1.00 |
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Returned Check Fee |
|
$25.00 |
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Stop Payment |
|
$30.00 |
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| ACH Category |
|
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Description |
|
Fee |
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ACH Stop Payment |
|
$30.00 |
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ACH Insufficient Funds |
|
$25.00 |
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Insufficient Funds Transfer from Share Account |
|
$1.00 |
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| Share Accounts (Savings) |
|
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Description |
|
Fee |
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Copy of Statement |
|
$2.00 |
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Returned Check Fee |
|
$25.00 |
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Transfer from Share Account to cover draft (checking) account |
$1.00 |
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| Miscellaneous |
|
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| |
Description |
Fee |
|
| |
Account Closure within first 6 months |
$5.00 |
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Credit Union Checks - recurring monthly bills paid from members acct. |
$1.00 |
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Dormant Savings - no activity 24 months |
$5.00 / month |
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Fax Service |
$2.00 |
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Home Equity Late Payment (after 10 days) |
$25.00 |
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Late Loan Payment (after 10 days) |
$10.00 |
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Legal Action Compliance |
$75.00 |
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Loans not Picke Up, Cancelled or Modified |
$20.00 |
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Pre-approved Loans - no finalized |
$20.00 |
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Returned Mail (after 2 times) |
$2.00 |
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Stop Payment of Credit Union Check |
$30.00 |
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