SHARE ACCOUNTS
Rates effective as of
Balance APR APY
$0.01 - $999,999.99 0.15% 0.15%


LOAN ACCOUNTS Loan Calculator
Loan Type APR  
New Auto as low as 3.00%  
Used Auto as low as 3.75%  
Personal Loans as low as 10.24%  
Share Secured Loans as low as 3.00%  
RV's as low as 6.25%  
Home Equity Loan (fixed rate, closed end) as low as 4.99%  
     
     
SERVICE FEES    
ATM Charges      
  Description   Fee  
  All Point-of-Sale transactions   FREE  
  ATM Withdrawals: from WSCFCU ATM or any ESL ATM   FREE  
  Insufficient Funds   $25.00  
  Insufficient Funds Transfer from Share Account   $1.00  
  Replace ATM/Debit Card   $5.00  
  Replace ATM/Debit Card: Rush Order   $15.00  
         
Share Draft Accounts (Checking)      
  Description   Fee  
  Copy of Check   $2.00  
  Copy of Statement   $2.00  
  First Box of Checks (150) *price subject to change   $13.32  
  Insufficient Funds   $25.00  
  Insufficient Funds Transfer from Share Account   $1.00  
  Returned Check Fee   $25.00  
  Stop Payment   $30.00  
         
ACH Category      
  Description   Fee  
  ACH Stop Payment   $30.00  
  ACH Insufficient Funds   $25.00  
  Insufficient Funds Transfer from Share Account   $1.00  
         
Share Accounts (Savings)      
  Description   Fee  
  Copy of Statement   $2.00  
  Returned Check Fee   $25.00  
  Transfer from Share Account to cover draft (checking) account $1.00  
       
Miscellaneous    
  Description Fee  
  Account Closure within first 6 months $5.00  
  Credit Union Checks - recurring monthly bills paid from members acct. $1.00  
  Dormant Savings - no activity 24 months $5.00 / month  
  Fax Service $2.00  
  Home Equity Late Payment (after 10 days) $25.00  
  Late Loan Payment (after 10 days) $10.00  
  Legal Action Compliance $75.00  
  Loans not Picke Up, Cancelled or Modified $20.00  
  Pre-approved Loans - no finalized $20.00  
  Returned Mail (after 2 times) $2.00  
  Stop Payment of Credit Union Check $30.00  


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Great Loan Rates
As low as 3.00% New Auto
As low as 3.75% Used Auto
As low as 10.24% Personal


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